Rating based on 836 reviews
Australian Payday Pro - Get a payday advance today
Australia Payday Pro is a credit advance provider that is available to help you when you feel like there is no way out.
We know that the days drawing nearer to payday are a bit financially frustrating and that money might be a bit difficult to have. Having said that, when we give you a helping hand with our payday loans, we are ensuring that your life is nothing out of the ordinary.
100% online application
Seeing that technology has made things easier for us, we have taken the initiative of ensuring that everything is fast and convenient for the client as well as our consultants.
Having said that, the online loan application is strictly on an online basis with minimal to no paperwork needed. An online loan application is also faster and less convenient for the people that are extremely busy or not a fan of long queues.
Cash deposited same-day
If we find that everything is in the clear, we will then deposit the short-term loan within an hour depending on what time of the day it is. Should it be after 3 pm, the money will reflect on your account on the next business day.
Get your cash on the same day
Clients have to complete an online application where they will be explaining to us all the nitty-gritty about their personal information, employment details and salary information.
The quick loan application is fast and doesn’t take a significant amount of time to complete. You can have your payday loan paid out to you in no time at all.
We will then review the application sent to us and check if everything is in order. We also verify our client’s credit ratings, their affordability and how they have been paying their personal loans. Taking nothing from bad payers, we take pride in people who value their credit score and responsible lending initiatives.
24 Hour waiting period
After you have applied for the loan, there is a period of 24 hours that you have to undergo that is deemed as a waiting period. This is after the application process has been submitted to us and we have viewed everything that has been brought to our attention. If we find anything out of the ordinary, we will call you and verify whatever it is that needs verification. On the other hand, if everything is in the clear, we will proceed with the next step of approving your payday loan. After you have been approved, your money will be available in your bank account in no time.
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Summary of Services
- PAYDAY loans
Australian Payday Pro - Fast and convenient payday loans
The whole purpose of lending clients’ money is so that they can pay us back as soon as their payment has been deposited into their accounts.
Should a customer not be certain if they will be able to fulfil their payment on the date agreed upon the contract, they shouldn’t apply for the payday cash loan. As much as you might need a little financial assistance, it is nothing compared to putting a dent in your credit score for a long time. There is a reason why we encourage our clients to adhere to responsible lending. It is better to have a good credit record than a bad name that will take you years to repair.
We figured it wouldn’t be fair to charge our clients for applying for a loan on our website. Therefore, there are absolutely no fees incurred when applying for our credit advance options.
Criteria to obtain a loan
There have to be certain requirements that you have to meet before you can qualify for our loan. Clients must be an Australian citizen, 18 years or older, have an active bank account and a solid job earning at least $800. Should you not meet any of these requirements; your loan application will be rendered unsuccessful.
Lenders that can assist
We try our level best to ensure that you get a lender that will be able to help you with your emergency loan application. In the event of having a bad credit, we will try and find our clients a lender that can assist.
Poor credit history
Clients with a bad credit history are welcome to apply. Lenders are usually concerned with your ability to repay the loan that you applying for as opposed to your previous credit history.
The collection process can be a smooth ride if only the client adhered to his financial obligations. Failure to do so will lend to external creditors dealing with the situation. Additionally, a lender has the right to provide external creditors with your information in the event of failing to settle your loan.
Failure to pay on time
Failure to fulfil your loan obligations will not render you a bad payer but there will be additional fees you will incur. However, we require that you alert us in due course because failure to do so will give us the impression that you were not intending on paying the loan.
Should you be interested to take up another credit advance, you need to let your lender know before your repayment date. There won’t be any changes in terms of charges. In essence, the faster you pay your loan, the more financially reliable you will be as far as paying your lender is concerned, they won’t have a problem loaning you money in the future.
Customer Reviews & Testimonials
I can’t thank the company enough for putting me at ease when I applied for my loan and received it. When you are stressed finically its not a great feeling but thank you to the company for my loan I was able to settle the bills.
— Perth —
They have the perfect loan for anyone that is looking I recommend them and the service is great.
— Sydney —
The application is Simple and easy that took me a few minutes to fill in and send through for my loan.
— Brisbane —