When you need money very quickly, then quick loans is the solution that you are looking to borrow anything from $500 to as much as $15,000 quickly and easily from the comfort of your smartphone or laptop.
Apply online by filling out our online application form this will only take a few minutes, then sit back and relax while we review your application and check your affordability, then we will send you an offer, if you accept the offer then sign the contract online and we will transfer the money directly into your bank account instantly. We know that you need the money quickly and our short-term loans will ensure that you have the money you need in your account as quickly as possible.
Our quick loans offer great value for money and our contract is transparent with no hidden costs. Our loans are very affordable and are tailored to suit your individual needs. We care about you and aim to provide you with the best customer experience and are there to assist you every step of the way.
Quick cash loans include fast approval personal loans, online car loans, bad credit loans and loans for Centrelink.
Apply for a Quick loan online
There is no need to drive around looking for a branch when you need quick cash all you need is an internet connection and you can apply for one of our quick loans. The process of filling in the online application form will only take a few minutes.
Consent to a credit check and we will do the rest while you sit back and wait for your offer. Agree to the offer and sign the contract online for your added convenience. Once we receive your signed contract we will transfer the money directly into your bank account.
Calculate your affordability
The Australian Government has strict rules and regulations when it comes to granting payday loans, they want to make sure that you are protected and that taking out a loan will not negatively affect your financial standing or throw you into a debt trap.
We know that you need quick cash and we want to make the process as pain-free as possible.
Do I qualify for a Quick cash loan?
To qualify for a personal cash loan you will need to meet certain criteria:
- You must be 18 years or older
- You must be a permanent resident of Australia
- You must have a source of income (Centrelink benefits can be used)
- You will need to consent to a credit check
- You will need an Australian bank account that the money can be paid into.
Repaying the loan is easy
Once your loan application has been approved to repay the loan is just as simple. We will set up a direct debit so that you never have to worry about missing a payment. Choose your repayment terms between 4 weeks and 52 weeks depending on your loan agreement.
If you prefer not to set up a direct debit, we can assist you and to make sure that you don’t miss a payment we will offer you a free SMS reminder service.
Why you should choose a Quick loan?
Quick loans are easy to apply for and we don’t charge you any fees to apply even if your application is declined. The entire process can be completed online making the process stress and hassle-free. Even if you have a bad credit score or are receiving Centrelink benefits you can still apply.
You need money quickly and we aim to please, we guarantee to have your money paid into your account within the very same day – how quick is that? If you want to pay back your emergency loan early, we won’t charge you any penalty fee. The cost of the loan is straightforward and there are no hidden fees.
Advantages of a Quick cash loan include:
- Apply online 24 hours a day, 7 days a week
- There is no need to visit a branch
- The online loan application process is quick & easy
- You can upload supporting documentation directly from the website
- The system is paperless
- Your personal information is safe and secure thanks to the latest technology
- You are able to spend the cash on anything you want
- The cash is paid directly into your bank account
- The cash is available quickly
- You can build up your credit score by paying on time
- Borrow more as you establish you are not a high-risk client
can assist you
Many traditional lenders won’t grant you a loan if you are self-employed or on Centrelink benefits. We look at every application and your individual circumstances. Even if you have a bad credit history or credit record, you may still apply.
Technology at its finest
Keeping your personal information safe is our first priority. We use the latest technological advances to make your life simple.
To upload your 90-day bank statement uses our provided secure link, this will keep your sensitive financial information away from prying eyes. Credit Sense will provide a secure link and help to identify you, this will speed up the process.
To make sure that you are able to afford the loan, we will run a credit check, if you have a bad credit history or a bad credit score, then we will then be able to assist you with a bad credit or blacklisted loan.
Use the money for what you like
There are no restrictions on what you can use the money for. Quick cash loans are perfect for when you need a bit of cash in a hurry that is paid directly into your bank account so you get the cash as quickly as possible.
Use your loan to help pay for:
- Unexpected emergencies
- Medicine and doctors’ bills
- Unexpected accounts
- Vacation fees
- Home improvements
- Children’s school fees
Putting your needs first
Our friendly, experienced staff is only a phone call away should you need any assistance or should you have any questions.