Rating based on 998 reviews


Clear Cash


Clear Cash - Borrow up to $3,000

ClearCash offers quick cash loans of as little as $500 and allows you to borrow up to $3,000 the repayment terms can be customized to suit your needs.

The approval process is quick so that we can get the cash you need into your account as quickly as possible. Our fees are very competitive and lower than most other lenders. The best part is that you will open a line of credit that you have ongoing access to.

Apply online

No more paperwork! All you need to do is log onto our website and then complete the online application form with your personal details this will only take you a few minutes. To keep the system paperless we use internet banking to verify your details. Everything can be done online so there is no need to print, sign, post or wait for your short-term loan. A few clicks and the process is complete this allows us to process your application a lot more quickly.

No more printing 

There is no need to print out any documents as the loan agreement can be signed online.  Once we have verified your information we will contact you and if your loan application was successful we will send you a loan agreement contract. Sign this loan agreement and we will deposit the cash into your account within an hour.

Clear Cash is for everyone

Clear Cash is a responsible lender and we believe in putting our clients first and providing the best customer service possible. Our contracts are clear and easy to read with no hidden fees, if you have a bad credit score or you receive Centrelink benefits then you may still apply for a loan.

We are responsible

Clear Cash is a responsible lender and we believe in putting our clients first and providing the best customer service possible.

Our contracts are clear and easy to read with no hidden fees, if you have a bad credit score or you receive Centrelink benefits then you may still apply for a bad credit loan.

What we offer

ClearCash loans allow you to borrow as little as $500 and as much as $3,000 for a smart loan. A Smart loan is our unique loan that allows you a line of credit that you can redraw from as you pay off your loan.

Credit limit

Clear Cash is a responsible lender and we want to make sure that you will be able to afford the loan repayment terms. Once we have verified your information and performed a credit check we will check your level of affordability.

If you have applied for a larger amount than is feasible we will suggest a lesser amount or more manageable personal loan terms. We will then offer you a credit limit. A credit limit is the maximum amount that we will agree to lend you. If you agree to the credit limit then you can sign the loan agreement and the money will be paid directly into your account.

Your available credit is your current credit limit balance. 


Summary of Services

  • QUICK Cask Loans


image of Clear Cash
image of Clear Cash

Clear Cash - Our members get added benefits

Once we have granted you a loan for your credit limit amount you will become a member and have access to our member area.  

The member area allows you to apply for access to your available credit (this is the amount that you have repaid against your loan) You can have access to these funds once your credit limit reaches lower than $500 or 25% of your credit limit.

Once you have finished paying off the payday loan your ClearCash account will remain open until you request to have it closed. Once your balance reaches $0 you will no longer pay any fees this means that you can keep your account open so when you need cash again the loan will be easily available.

I can’t access my available credit

If you are having trouble accessing your available credit this could be for a number of different reasons including:

  • The minimum redraw amount is $500 or 25% of your credit limit. If you try to request less you will not be able to access the funds.
  • The funds take a while to clear so if you have just made a payment you may not be able to access your money straight away.
  • If there is a material change in your financial situation.

If you are still having trouble then log onto the ClearCash members area and request a redraw. If the redraw is unavailable one of our consultants will be able to give you more information as to why and how to rectify the problem. 

Costs and fees

You should choose ClearCash as your lender because of our cost and fees, we offer the most competitive emergency loan fees in our business.

  • Fees to apply: $0
  • Annual fee: $0
  • Service fee: $0
  • Credit Limit increase fee: $0
  • Manual payment fee: $0
  • Over limit fee $0

The only extra fees you will be charged is a direct debit reversal fee which is $10. As you pay off your fast loan you will have access to the portion of the loan that you have paid off.

What will the repayment amount be?

The amount that you pay back will be determined by your credit limit and whether you get paid weekly, fortnightly or monthly. We will send you a statement and a reminder letting you know exactly how much is due.


Customer Reviews & Testimonials

 Contact Details

201 Kent St, Sydney, NSW, 2000, Australia
Ph: +61 1300 798 057
Fx: 1300 798 091
Em: clearlybetterservice@clearcash.com.au

 Postal Address

GPO Box 4475, NSW, 2001, Australia

 Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 16:30
  • Sunday – Closed