Rating based on 700 reviews


Loan Zone WA


Loan Zone WA - Fast cash loans

With over 16 years of experience, we are committed to providing you with the best customer service Jacqui offers a personal approach to lending and is passionate about helping families in WA and aims to provide affordable fast cash loans when you need them most.

Personal approach

Family first is our motto and putting your family first means providing them with what they need. We understand how scary applying for a loan can be and if you are rejected by other lenders you are seldom given a reason why your application was rejected and left with nowhere left to turn. This can cause you a lot of stress, we understand that and will do everything in our power to let you know why your application was declined as well as to rectify the problem so that you can apply for a personal cash loan.

Satisfied clients

Jacqui has assisted over 7,000 satisfied clients and uses her over 16 years of experience to provide you with exactly what you are looking for. She provides emergency loans at an affordable rate quickly and easily.

The contracts are very easy to understand, and all the fees and costs are transparent. Our personal loans allow you to borrow between $500 and $2000 for a period of up to 12 months. If you apply using our online application system, then we will give you an outcome in as little as 3 hours and if your loan application is approved then the money will be deposited into your account within 4 to 24 hours depending on your bank.

Loans up to $2,000

We offer short term loans, loans for pensioners, fast cash loans, emergency cash loans and bad credit loans.

Our short-term loans allow you to borrow up to $2,000 and allow you up to 1 year to repay the loan.

There is no paperwork to complete and the approval process is very quick and simple to complete. The money will be transferred into your bank account as soon as your application has been approved.

Fast cash with flexible repayments

We can arrange a flexible repayment schedule to suit your needs and requirements and our interest fees are capped so that it makes budgeting easier. If you need a loan to pay your rent or pay for your sick child to visit the doctor, then apply for one of our quick loans.

The application process is simple and very fast. Our Fast Cash Loan allows you to borrow between $500 and $2000 and will approve your application in as little as 3 hours.

Our loans are unsecured loans so that you do not need to provide any form of collateral. The contract is very easy to understand. Jacqui the business owner will gladly answer any questions that you may have and assist you however possible.

Personal loans for Centerlink customers 

If you are a single parent, pensioner or you receive Centrelink payments then we will be able to assist you with a loan. People on government benefits can find it difficult to have their loan applications approved.


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Summary of Services

  • SHORT-TERM Loans
  • BAD CREDIT Loans
  • EMERGENCY Cash


image of Loan Zone WA
image of Loan Zone WA

Loan Zone WA - We have a personal approach to finance

Our payday loans are interest free and the fees are capped by the Government protection system. We are a family owned business and believe in a personal approach to lending.

Your debt cannot exceed 20% of the income that you receive from Centrelink

Lone Zone is a responsible lender to make sure that a loan is in your best interest we will:

  • We will look into your financial situation
  • We will verify your information is correct
  • If you need help, then pint you in the right direction
  • We will find the correct loan suitable to your needs
  • If you can’t stick to your repayment schedule let us know so that we can assist you
  • You speak directly to the business owner not a call center or computer response.
  • Our contracts are easy to understand.

What is a SACC?

A SACC refers to a short-term credit contract which is defined by the National Consumer Credit Protection Act (NCCP Act) that allows you to apply for a loan for up to $2,000 that need to be repaid within one year.

How much may I borrow?

Depending on your affordability you could qualify for a loan between $500 and $2000.

You need to meet certain requirements to be able to apply for one of our loans this includes:

  • You must be at least 18 years old
  • You must be a resident of Australia
  • You will need to supply 100 points of ID
  • You must be able to prove that you have a regular source of income
  • We welcome bad credit loan and personal loan applications from pensioners, those on Centrelink benefits, those that are self-employed and those that have a bad credit score.

Benefits of our loans

  • You can apply for a quick loan on our website by filling in our online application form
  • the money will be paid directly into your bank account within 4 to 24 hours depending on you bank

Customer Reviews & Testimonials

 Contact Details

16 Essex st, Fremantle, WA, 6160, Australia
Ph: +61 8 9335 5232
Fx: +61 (08) 9430 6554
Em: info@loanzonewa.com.au